April 15, 2015

Planning to Buy? What should you do 1st?

I often get asked, “Where do we start?”

If  you want to buy a home, I would call a lender right away. There are things you need to know about financing. A good lending officer can help you get everything all lined up so that you will know for sure you are ready. Things will go so much better. If not, he/she can suggest strategies to get you ready.

Next: Call me! ;)

I’ll help you

Filed under: Real Estate — Susan @ 9:12 am

April 8, 2015

Free Book in Exchange for Reviews







My new book is live on Amazon. Woo hoo!!!

It is extremely important for authors to get reviews on their new books. Amazon uses reviews to rank books and readers use them when deciding what to buy next. Being new on the market, I need reviews.

I’m offering free Kindle copies to about 10 readers who will, in exchange, write honest (but kind) reviews. If you don’t like my book, I don’t expect you to lie, just don’t rip it to shreds–please. It’s that easy. If you’d like to read my new romance novel, just search my pen name on Facebook, S. Jackson Rivera, and private message me. I’ll get a FREE kindle version out to the 1st 10 responders. I expect reviews on Amazon and Goodreads. If you post on other sites as well, all the better, but at least those 2. Thanks

Filed under: Blogroll,Personal — Susan @ 4:03 pm

Seller’s Market

This is a busy time of year for in real estate. Buyers seem to like to get out to look for a new home this time of year. Maybe they’ve been cooped up all winter, thinking about moving and now that the sun is shining, they’re ready.

I have a handful of buyer right now, struggling to find what they need. The inventory is low.

It is a good time to list your home as I am sure I am not the only agent with this problem. We need more homes to show them.

Give me a call and we can talk about what your home is worth.


Filed under: Real Estate — Susan @ 8:09 am

April 3, 2015

Enter to Win a Copy

Goodreads Book Giveaway

Wet by S. Jackson Rivera


by S. Jackson Rivera

Giveaway ends May 05, 2015.

See the giveaway details
at Goodreads.

Enter to win


Filed under: Blogroll,Humor,Personal — Susan @ 10:09 am

April 1, 2015

What a coincidence!






It’s been a whirlwind year. I find it ironic to finally get around to doing a catch-up post to find the last post, exactly 1 year ago, had the same topic–almost.

But, yeah! This last year, I’ve been busy hammering out a new story. It turned into 3 books and if finally about finished. Wet: Part 1 will be released April 24, 2015 on Amazon. You can pre-order now and it will magically show up on your kindle at midnight the day of release. I’m so excited. My last post was to announce the free giveaway on Goodreads, of my 1st book. Today, I logged in to announce the free giveaway of my 2nd. Wow!

Also, I am running a free giveaway on Goodreads.com. Since it isn’t officially released yet, you’ll have to do a search: Wet Part 1 or S. Jackson Rivera, my pen name.

Wet Part 1 cover photo pre-order pupil

Part 2 is ready for the final round of editing and I hope to have a release date the end of May. Part 3 is almost finished. I know what’s going to happen. I just don’t know how it’s going to happen just yet. I hope to release Part 3 in July.

I’m excited to get this one out. My first will always have a special place in my heart, but this one became an obsession. A warning however: Wet is not the sequel to Jungle. It is not Young Adult and may be better suited for readers over 18. Yes-I jumped genres on this one. I will get back to the sequel to Jungle as soon as I see this one through. I hope you’ll take a look, if you like a love story.

April 4, 2014

Free Giveaway

Goodreads Book Giveaway

Jungle by S. Jackson Rivera


by S. Jackson Rivera

Giveaway ends May 18, 2014.

See the giveaway details
at Goodreads.

Enter to win


Filed under: Blogroll,Personal — Susan @ 11:57 am

March 24, 2014

My New Novel and 13 Others on Sale!

As some of you know, I finished writing my novel and was able to make it available to the public in December 2013. I am so excited to be asked to be a part of this promotion with such outstanding authors . . .


Yay! It’s time for a book sale and we’ve got 14 titles here. Some great new choices for you, so make sure you scroll clear to the end. Some of these books have never been discounted before, some are new, and some are back because readers are asking for them. You should find something great to read! We have everything from children’s books to adult novels, from romance and speculative fiction. If you do find a book you enjoy, we hope you will take the time to give the author a nice review and maybe check out their other books. These prices are good through April 1st unless otherwise stated, so feel free to pass them along!



The Whispering Ruins by S. Jackson Rivera


Jungle Series – YA fantasy – 421 pages


99 cents on Kindle (3.99)

Or buy for print


A mysterious whispering from ruins deep within the jungle pulls Sunna from the trance that has been holding her mind hostage for years. Kael, the young prince, seeks adventure outside the palace walls and is also drawn to the jungle. There he meets Sunna, and their fates become intertwined. When three dangerous men come to their land and begin their hunt for a missing fugitive, the secrets that have shielded both Sunna and Kael are nearly revealed, and supernatural events threaten to destroy everything they’ve worked to create—leaving their lives in ruins.


The Cure by Teyla Branton

Unbounded Series – Contemporary Urban fantasy with over 100 four- and five-star reviews! – 298 pages

99 cents on Kindle (reg. 3.99)

Or buy for print

Erin Radkey’s life has altered completely since her Change made her one of the Unbounded. Yet she has learned the hard way that some things never change.

Over the centuries the long-lived Unbounded have divided into two groups, the Emporium who craves money and power and will do anything to achieve its ends, including experimenting on its own people, and the Renegades who protect humanity. Erin’s new abilities are tested as she and fellow Renegades fight the Emporium in a struggle that soon becomes all too personal, and where lines of loyalty are blurred by relationships of the past. Everything is at risk, including the lives of her friends—and the love of Ritter Langton, the Renegade Unbounded who both infuriates and excites her.



The Ember Gods by Andrea Pearson


Kilenya Seies – Middle grade fantasy with 19 five-star reviews! – 282 pages

99 cents on Kindle (reg. 3.99)

Or buy for print


Jacob Clark has just returned from the world of Eklaron, where he frustrated the evil plans of the Lorkon and returned the magical Key of Kilenya to its rightful owners. His quest is far from over, though—Aloren is trapped in Maivoryl City by the Ember Gods, and Jacob can’t return to save her until he receives the potion that will protect his team from the corrosive influence of the Lorkon. Balancing between this new world and his own proves tricky. Not only has he started his first year of high school, but his magical abilities are bringing him too much attention. He feels pulled by both sides, hoping he’ll figure out his special powers to save Aloren in time. BTW, the first book The Key of Kilenya is FREE on Kindle March 26-28th during this promotion.


To Love and to Promise by Rachel Ann Nunes


Inspirational Romance – 298 pages


99 cents Kindle (reg. 3.99)

Or buy for print


When Brionney Fields marries handsome and charming Derek Roathe, she feels like her life is a fairy tale come true. And when baby Savannah comes along, she’s sure of it. Then, with a horrifying discovery, the dream is shattered and her fairy tale begins to unravel. Trying to pick up the bits and pieces of her life, she wonders if she’ll ever be able to take a chance at love again. The answer finally comes, but is Brionney ready for it? Can she set aside a world of pain for the hope of true love? She’s heard all the promises before, but they’ve been empty and tainted by lies. Why should she believe them now? Join Brionney as she learns that the road to true love and happiness is never easy . . . but in the end it’s worth every prayer, every tear, and every leap of faith along the way.


A Heartbeat Away by Rachel Ann Nunes


Inspirational – 212 pages


99 cents on Kindle (reg. 3.99)


“You think it’s never going to happen to you. I know because that’s how I was—untouchable. Bad things only happen to someone else. Or if something bad actually did happen, it was always something the doctor could fix with fiberglass or a pill. That’s the way it was with my family—at least until the year I turned thirteen.”

When their young daughter, Kristin, is kidnapped, Gary and Angie Marshall struggle to make sense of the unthinkable. Who could do such a thing? And why Kristin? As more time passes in their desperate search for their daughter, their hopes slowly dwindle. They are left with “if onlys” and a glaring uncertainty that damages their marriage and their relationships with their other children, especially their oldest daughter, Meghan. Meanwhile, Kristin’s first job in her new “life” is to heal the hearts of her family. But doing so turns out to be more of a challenge than she ever expected. But time is running out. As she blames herself for Kristin’s disappearance, Meghan turns down a road that can only lead to more unhappiness. Kristin must find a way to help her sister find healing—and perhaps love.

Behind the Mask Part 1 by Anita Stansfield writing as Elizabeth D. Michaels


Historical romance – 294 pages


FREE for Kindle (reg. 99 cents – Free March 26-30 only)


Part 1 of Behind the Mask for an introductory price. There are three parts of this extended saga and each part is like a full book.

Abbi has the gift of dreams. But her uncanny ability to see glimpses of the future has no apparent purpose or meaning until a dream leads her to a man on the brink of despair and destruction. Cameron is a man without a name and without a country, framed for a crime he didn’t commit. Long ago forced into exile and believed dead, the passing of years have defaced him of all hope. The country of Horstberg suffers beneath the weight of tyranny, and only Cameron holds the secret that could see her ruler undone and restore the people to peace and prosperity. While revolution brews and whispers of treason threaten all that is dear to Abbi, she remains unaware of her own ability to answer a nation’s prayers. Trusting only her heart and the power of her dreams, Abbi gives all that she has to lead Cameron back into a civilized world, where love is real and freedom comes only in facing what hides behind the mask.




Breathtaking Box Set – 7 Full Novels!


 Clean Romance and Suspense


99 cents on Kindle through March 29th only

Baggage Claim by Amanda Tru – A weekend trip to New York takes a dangerous turn when Rachel’s luggage is lost and she is accosted by an infuriating Homeland Security agent.

A Perfect Fit by Heather Tullis – Cami DiCarlo wasn’t happy about being coerced to work at her father’s latest hotel in the Rocky Mountains, but her expectations of a boring year are blown away by sexy landscape architect Vince Talmadge, and someone in the shadows who is out to bring her family down.

Home Before Dark by Christy Barritt – When country music star Daleigh McDermott digs deeper into what she believes is the murder of her father, the only person who gives credence to her concerns is small town mechanic Nick Shields.  As they dig deeper into things best left alone, they realize they must rely on each other or the darkness they discover will swallow them whole.

You Belong With Me by Shannon Guymon – Love could restart a stalled heart. Love could comfort and cleanse. Love could renew. Love was a miracle. Burned out social worker, Layla Kendall is about to learn exactly what love can do.

Unbelievable by Sherry Gammon – Unbelievable, Book 2 in the Port Fare Series. A firestorm named Delilah Dreser is about to ignite Cole Colter’s quiet little world. But will he and his friends survive?

Blog This by Cami Checketts – In a race against time, can Natasha evade a hitman and expose her enemies before the assassin murders her family and shatters her world?

Cassie’s Cowboy Crave by Kimberly Krey – This fun western romance features a Seattle editor, a handsome cowboy, and a witness protection program that has them posing as husband and wife.



Fair Catch by Cindy Roland Anderson


Contemporary Romance – 344 pages


99 cent Kindle (reg. 2.99)

Or buy for print


Ellie Garrett never planned on being a divorced, single mother—she also never planned to get married again. Ever. Her ordinary life changes when the house across the street is sold. The new owner is Nick Coulter—quarterback and MVP for the Sacramento Defenders. Oh yeah, he’s also one of People magazine’s top 100 most beautiful people and America’s most eligible bachelor. So why would she pick him to have her first crush on since her divorce? Recently retired from the NFL, Nick is more than ready to find a wife and start a family. He’s tired of his high-profile lifestyle and moves to Pleasant Wood, Colorado, hoping to finally settle down and focus on his foundation Kids Come First. It would just feel nice to be a normal guy. Of course being rebuffed by Ellie the first few times he meets her makes him feel a little too normal. As Nick and Ellie become acquainted, their mutual attraction is hard to ignore. But Ellie’s been hurt before by her womanizing ex-husband. She’s not sure that Nick has left behind his playboy reputation. Can she risk falling in love with the celebrity football player or will she miss her chance at scoring big in the game of love?

Gathering  Storm by Kenneth R. Tarr

The Last Days Series - inspirational apocalyptic – 312 pages


FREE on Kindle (reg 3.99 – Free until March 26-30 only)

Or buy print



Steven Christopher struggles to make sense of his life after his wife abandons him and their three children to join a polygamous cult. He meets Mary Fleming at his new LDS ward, but his bitter experience with marriage makes him feel unworthy and afraid to give his heart to another woman. Mary, recovering from her own failed relationship, sees something in Steven that even he doesn’t realize exists, but how can he trust her? Then the first great catastrophe strikes. Steven and Mary soon find themselves in the midst of apocalyptic prophecies regarding latter-day events—both terrible and marvelous—that unfold shortly before the Second Coming of the Lord. As natural disasters, plagues, anarchy, and the collapse of the American government lead to the degradation of civilization throughout the world, a great worldwide secret combination expands its evil influence. The people of God are the only power that can stand against this evil, people like Steven and Mary—if they will accept the challenge.



Samara (A Kilenya Romance novella) by Andrea Pearson

YA romance - 58 pages


Buy for Kindle here (99 cents)

When Samara Oldroyd takes a break from her somewhat insane family to browse a music store, she meets the funniest, most attractive and awesome guy ever. A phone call interrupts their conversation, and she has to leave before she can find out anything about him—what his name is, where he’s from, and why his smile is so familiar. Her wishes that they’ll run into each other again come true, but not how she expects. When her older sister finally lets the family meet her new boyfriend, Samara is shocked to see it’s the guy from the music store! Awkward and hilarious situations thrive as Samara tries—in vain—to undo the crush she’s formed. Inspired by the film Dan in Real Life, this novella will tickle you pink.


At Midnight by Stephanie Fowers


Twisted Tales Series – YA fantasy – 383 pages


99 cents on Kindle (Reg. 2.99)

Or buy for print


Stop the Clock from Striking Twelve!


Bridgette has Cinderella complex big time. She has to find true love’s kiss to get some weird guy off her back who claims to be her faery godmother. But who is she really? Loser of Omak High? Victim of the evil stepmother who runs the group home?

Not-so-proud owner of a hearth where fire-starting goblins live?

Asylum wannabe with occasional schizophrenic episodes? Not even Bridgette knows. Even if her faery godmother wasn’t some guy who knows nothing about romance, how is Bridgette supposed to get true love’s kiss if everyone she cares about disappears? Bridgette must find out who she really is in the faerytales or she’ll lose everything.


Mansfield Ranch by Jenni James


The Jane Austen Diaries – YA Romance – 144 pages


99 cents on Kindle (reg. 4.99)


 Does true love really prevail?

All Lilly Price has ever known is living in the shadow of her widely successful foster family. But when a twist of fate deals Lilly the hand of Harrison Crawford, the most popular guy in Bloomfield, NM, everything flips upside down. Sean Benally is a hard worker, he’s funny, he’s generous, and he’s kind. He’s also the most amazing guy Lilly has ever known. And she’s totally fallen in love with him. But he’s her foster brother . . . Now she must choose between the unavailable love of her life—or the guy who promises to be available forever.


Awakening by Christy Dorrity


The Geis Series – YA fantasy – 300 pages


FREE on Kindle (Reg. 3.99)

Or buy for print


. . . because some Celtic stories won’t be contained in myth.

A little magic has always run in sixteen-year-old McKayla McCleery’s family—at least that’s what she’s been told. McKayla’s eccentric Aunt Avril travels the world as a clairvoyant for the FBI, and her mother can make amazing delicacies out of the most basic of ingredients. But McKayla doesn’t think for a second that the magic is real—it’s just good storytelling. Besides, McKayla doesn’t need magic. She recently moved to beautiful Star Valley, Wyoming, and already she has an amazing best friend, a solo in her upcoming ballet recital, and the gorgeous guy in her physics class keeps looking her way. When an unexpected fascination with Irish dance leads McKayla to seek instruction from the mute, crippled, janitor at her high school, she learns that her family is not the only one with unexplained abilities. After Aunt Avril comes to Star Valley in pursuit of a supernatural killer, people begin disappearing, and the lives of those McKayla holds most dear are threatened. When the janitor reveals that an ancient curse, known as a geis, has awakened powers that defy explanation, McKayla is forced to come to terms with what is real and what is fantasy.



A Challenge for Brittany by Lisa J. Peck


CTR Club ages 6-10 - 85 pages


99 cents on Kindle 

FREE on Nook

Brittany Stevenson, her little sister Christine, and her best friend Meagan have been asked by their bishop to be friends with Parker—a new kid in the ward. But Parker is autistic and loves to play with Brittany’s braids. He even tries to stick them in his mouth! Brittany isn’t sure anyone can overcome that kind of embarrassment! Or is there a way?


That’s all for this time! I hope you find a lot of enjoyment in these books. If so, please pass word on. And remember that a kind review really helps authors spend more time writing and less time begging random people to buy their books THANKS FOR YOUR SUPPORT!

Filed under: Blogroll,Personal — Susan @ 5:16 pm

June 13, 2013

We Need Houses to Sell!!! ASAP!!!

more buyers than houses




The inventory of homes for sale here in Utah County keeps getting smaller. For the last couple of years, all of my buyers in the $280,000 or less range, just cannot find a home to buy. The search takes longer than ever and when one does come along, there are already mulitple offers and bidding wars.

I have heard other agents complaining of the same problem, so I know this is not unique to me or my clients. I have also represented more buyers over the last few years than sellers. In the past, I would have to say it was the other way around.

I find myself pondering why this is. I know many homeowners have been upside down in their homes and selling has not been an option without losing far too much. I think that problem is slowly starting to remedy itself as the market is recovering a little at a time…at least in certain price ranges and depending on how close to the “bubble burst” they purchased their home.

I think there are people out there that do want to sell, but they think they can’t.

They may believe they are still upside down when there is a strong possibility they no longer are.
They think homes are still not selling and they fear they will sit on the market too long or not sell at all.
They think there are still too many short sales and foreclosures to compete with.
They are not aware of how many buyers are waking up now and wanting to purchase.
They are not aware that there is a great demand right now for good, clean homes.

If this is you, please give me a call. I would be happy to run a free CMA, Comparable Market Analysis, to determine the fair market value of your home at this time.

Susan L. Jackson, ABR, CRS, GRI, SFR
CENTURY 21 Busnnell








Filed under: Real Estate — Susan @ 2:37 pm

September 14, 2012

We Need First Time Home Buyers



First time home buyers make up a little less than 40% of the market. That is interesting because the market depends on these people taking their first steps into home ownership.

The rest of the market needs that 37% first timers to buy their homes so they can “move up” to their second, usually more expensive home.

The reason most say they purchased was because they just wanted to own their home. Owning the homes we live in is a rewarding and safe feeling. Traditionally, it seems that most people rent until they can afford to buy. The rumors I’ve heard in recent years is that there is a growing trend to rent on purpose and forever. It appears there is a mentality that renting is more convenient. Some people don’t want to bother with home ownership. They think it is cheaper, they are not tied down, and have less work since they don’t have to mow the lawn or shovel the walks.

Sometimes, rent is not cheaper. Rents flucuate. Right now, there are homes you can buy that are cheaper than some rents for the same size, type of property. When the real estate market is good, home prices go up an rents go down and vise versa.

When you rent, you are paying someone else’s mortgage. Your landlord is taking your rent money and putting toward the mortgage he has on the property and building his own equity. When you are buying, your money goes toward the cost of your home and your own future.

There have been a lot of people that have lost fatih in this concept since they are upside-down in their homes right now. I can understand that frustration but they were, when they bought their homes, believing that home was worth the price they paid.

History shows us that the market will have its ups and downs. There has never been a market where home values went down and stayed down forever. If you are upside-down in your home, but you still love your home for all the reasons that made you buy it in the first place, stick it out. You have to have a place to live. Isn’t it better to be paying toward your own home ownership than someone elses?

No matter what your home’s value is, someday you will have it paid off. It WILL even be worth more than you paid. I believe that!


Filed under: Blogroll,Buying,Real Estate,Renting,Selling — Susan @ 11:13 am

August 2, 2012

Make Your Bed


If you were looking to buy, which one would you rather have?

This is the same room. If you are trying to sell your house, you must make your bed, not only on the days you know you have a showing but, every

day. You don’t know when the buyer that is ready to make you an offer is going to want to see your home at the last minute.

Always be ready to show.






Filed under: Blogroll,Buying,Real Estate,Selling — Susan @ 10:04 am

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