March 30, 2009

Creative Outlet

Once Upon a Time SeriesI’ve been writing the past few months. It is something I have wanted to do for years but it has always been one of those, “Maybe someday” ambitions.

I had a million reasons to put it off: Not sure how to do it, not sure what to write, Where to start, etc.
I knew if I would just sit down and start writing, it would come, but I also knew it would a big committment to sit down and actually start.

I finally did sit down and started writing when we got back from our vacation to Belize in August. Something about that vacation made me think “maybe someday” needed to be now or it never would be. I painfully sat down and started writing. I wrote a pretty good excerpt but over the next few days, I started tearing it apart and I didn’t like it. So, I sat down again and started over. Same thing happened.

By the third or fourth try, I started writing and I just kept going. I reached a place in the story where I thought, “Wow, I think I just wrote a chapter.” It was a very satisfying feeling.

Over the next few days, I expected to hate it like I did my other attempts. I didn’t. I sat down again and continued on with the story. It kept going and going. Now, several months later, I am still working on my story. I absolutely love it. I feel stressed out when I can’t write for a few days. I think about it when I am not writing and long to get back to it. It is an amazing project…, or amazing that I have found something I am passionate about besides scuba diving. I can only dive a few times a year. I can write almost anytime.

Well, this post has nothing to do with real estate. It is pretty personal but I guess my point is that I want to encourage people to not put off their dreams until “someday.”

I may not be writing the next “Harry Potter”, I may not even get published, but I am loving the creative outlet. I can’t believe I put this hobby off for so long. It has enriched my life and I could have started enjoying this much sooner. Nothing was stopping me, except me.

Filed under: Blogroll, Personal — Susan @ 7:45 pm




March 25, 2009

The Boomers Want to Move

I’ve been hearing about the Baby Boomers all of my life and I have to admit, I never really understood what they were until just a few years ago…1)I think the first explanation I heard of what it meant, so long ago, was a very poor explanation and 2) I really didn’t care enough to explore it farther.

Apparently, I am a Baby Boomer! I was born at the tail-end of the time frame for the Boomers. That surprised me.

Apparently, the Boomers have been good for the real estate market over the decades and they continue keep the market lively.

 It is projected that 1 in 4 will move from his/her current home. They are wanting to move into single-level living homes that are more comfortable and convenient.

79% hope to stay in their current homes for as long as possible but some don’t think they will be able to stay  much longer.

Some of the desired amenities that they are saying they will want are better climate, closer to family and friends and just an overall better home.

Filed under: Real Estate — Susan @ 10:30 am




March 23, 2009

Giving Up Chocolate

 
A woman was walking down the street when she was accosted by a particularly dirty and shabby-looking homeless woman who asked for a couple of dollars to buy dinner.

She took out ten dollars and asked, “If I give you this money, are you going buy chocolate with it instead of dinner?”

“No, I had to stop eating chocolate years ago,” the homeless woman said.

‘”Are you going to use it to go shopping instead of buying food?” She asked.

“No, I don’t waste time shopping,” the homeless woman said. “I need to spend all my time trying to stay alive.”

“Are you going to spend this on a beauty salon instead of food?” I asked.

“Are you NUTS!” replied the homeless woman. “I haven’t had my hair done in 20 years!”

“Well,” she said, “I’m not going to give you the money. Instead, I’m going to take you out to dinner with my husband and I tonight.”

The homeless Woman was shocked. “Won’t your husband be furious with you for doing that? Look at me, I’m dirty, and I probably smell pretty disgusting.’?

 She answered, “That’s okay. He needs to see what a woman looks like after she has given up shopping, hair appointments, and chocolate.?”

Filed under: Blogroll, Humor — Susan @ 4:38 pm




March 20, 2009

Stats on Homes over $500,000

              Homes Over $500,000– Utah County

 

 

 

Active

Homes

YTD

Sales %

Active

Sold

 

Listings

Sold

Sales

of Listings

DOM

DOM

     

JAN

     

FEB

     

MAR

     

APR

     

MAY

     

JUN

2000

114

2

2

1.8%

142

342

JUL

2000

116

5

7

4.3%

121

77

AUG

2000

118

3

10

2.5%

162

94

SEP

2000

118

3

13

2.5%

166

161

OCT

2000

119

3

16

2.5%

164

24

NOV

2000

107

0

16

0.0%

164

0

DEC

2000

105

2

18

1.9%

161

285

     
     

JAN

2001

117

1

1

0.9%

114

112

FEB

2001

115

4

5

3.5%

142

120

MAR

2001

132

4

9

3.0%

114

121

APR

2001

146

5

14

3.4%

113

106

MAY

2001

167

1

15

0.6%

109

145

JUN

2001

178

2

17

1.1%

113

128

JUL

2001

183

1

18

0.5%

122

54

AUG

2001

172

9

27

5.2%

133

221

SEP

2001

170

4

31

2.4%

143

129

OCT

2001

159

2

33

1.3%

141

228

NOV

2001

147

3

36

2.0%

163

75

DEC

2001

147

3

39

2.0%

174

105

 

Change

   

Yearly Total

126

     

JAN

2002

175

5

5

2.9%

152

161

FEB

2002

181

0

5

0.0%

148

0

MAR

2002

193

5

10

2.6%

142

289

APR

2002

208

3

13

1.4%

124

138

MAY

2002

199

7

20

3.5%

136

293

JUN

2002

212

7

27

3.3%

146

200

JUL

2002

210

5

32

2.4%

143

125

AUG

2002

214

7

39

3.3%

145

132

SEP

2002

204

3

42

1.5%

149

479

OCT

2002

217

4

46

1.8%

141

36

NOV

2002

219

6

52

2.7%

147

62

DEC

2002

207

2

54

1.0%

164

16

 

Change

 

38%

 

Yearly Total

161

 

JAN

2003

206

1

1

0.5%

154

80

FEB

2003

204

7

8

3.4%

158

77

MAR

2003

196

2

10

1.0%

144

39

APR

2003

212

5

15

2.4%

135

43

MAY

2003

219

3

18

1.4%

143

143

JUN

2003

196

9

27

4.6%

151

100

JUL

2003

192

12

39

6.3%

152

59

AUG

2003

195

7

46

3.6%

149

50

SEP

2003

190

6

52

3.2%

150

188

OCT

2003

167

5

57

3.0%

168

33

NOV

2003

162

7

64

4.3%

165

130

DEC

2003

155

6

70

3.9%

164

91

 

Change

 

30%

 

Yearly Total

86

 

JAN

2004

152

5

5

3.3%

179

182

FEB

2004

163

3

8

1.8%

156

248

MAR

2004

183

2

10

1.1%

161

92

APR

2004

201

7

17

3.5%

127

118

MAY

2004

213

7

24

3.3%

108

98

JUN

2004

214

9

33

4.2%

130

135

JUL

2004

210

12

45

5.7%

130

127

AUG

2004

212

13

58

6.1%

120

94

SEP

2004

213

11

69

5.2%

129

107

OCT

2004

204

7

76

3.4%

131

144

NOV

2004

199

9

85

4.5%

144

32

DEC

2004

193

10

95

5.2%

143

124

 

Change

 

36%

 

Yearly Total

119

 
 

JAN

2007

559

27

27

4.8%

92

81

FEB

2007

600

21

48

3.5%

90

100

MAR

2007

647

26

74

4.0%

83

78

APR

2007

707

35

109

5.0%

78

84

MAY

2007

755

42

151

5.6%

75

82

JUN

2007

771

44

195

5.7%

81

72

JUL

2007

822

51

246

6.2%

79

103

AUG

2007

827

33

279

4.0%

82

56

SEP

2007

851

17

296

2.0%

87

104

OCT

2007

855

20

316

2.3%

93

78

NOV

2007

830

16

332

1.9%

102

105

DEC

2007

797

13

345

1.6%

108

59

 

JAN

2008

775

12

12

1.5%

108

80

FEB

2008

805

11

23

1.4%

113

115

MAR

2008

856

14

37

1.6%

116

136

APR

2008

901

10

47

1.1%

118

50

MAY

2008

846

22

69

2.6%

116

81

JUN

2008

825

21

90

2.5%

78

119

JUL

2008

780

32

122

4.1%

127

127

AUG

2008

729

32

154

4.4%

137

105

SEP

2008

676

18

172

2.7%

132

88

OCT

2008

601

10

182

1.7%

138

133

NOV

2008

555

22

204

4.0%

145

133

DEC

2008

540

7

211

1.3%

141

99

 

JAN

2009

511

10

10

2.0%

142

172

FEB

2009

 

MAR

2009

 
Filed under: Real Estate — Susan @ 6:12 pm




March 16, 2009

Utah’s Health Reform, HB188

 

 

 Utah’s HB188, being called “landmark legislation,” was signed into law March 11, 2009.

Governor Huntsman said, “The bills improve the affordability, accessibility and portability of policies, and make the market more transparent,… that there isn’t another state in America that wouldn’t want to trade places with where we are with this legislation. These four pieces really do put us at the forefront of health system reform.”

My husband, S. David Jackson, was sitting in a meeting about 2 years ago, listening to Dr. Norman Thurston, of the Utah Department of Health Care Reform and approached him after the meeting. He invited Dr. Thurston to attend a board meeting at his company, FirstWest Benefit Solutions, to discuss his ideas.

As my husband listened to the conversation between Dr. Thurston and his business partners, he had an epiphany. My husband says he knew how to accomplish a private sector reform with some government facilitation and when he explained it, Dr. Thurston agreed to collaborate with FirstWest.  He enlisted the help of my husband and other members of FirstWest and after hundreds of hours of hard work, a few threats from his industry peers and insurance companies, this plan, the nations first defined contribution insurance portal became a reality.

My husband was invited to attend the signing ceremony and may possibly end up with an appointment to the new board which will govern the new defined contribution exchange (portal).  He has also been invited to visit Massechusetts’ health care reform, The Commonwealth Connector, a socialist, state-run program in April to discuss their plan and compare notes.  Utah was, at one time, considering using that plan as a model for Utah. Dave says he knew he, as well as most Utahns would have “no appetite” for that kind of program, but is excited to discuss our plan with them and compare notes.

It has been an exciting time around my house the last few months as my husband would give me his agenda for the day:  Meetings with the Head Fellow from the Heritage Foundation, Various Legislators and Senators, (one Representative even came to my house for a meeting), and the Governor’s staff.

My husband has done some amazing things in his lifetime. This is not the first time I have had reason to feel complete awe for his talents, skill, and accomplishments. It does rate really high in excitement though.

Filed under: Blogroll, Community, Personal — Susan @ 5:03 am




March 13, 2009

2009 Stats

Month Count Volume List Price Sale Price List-
Sale
Sq Ft

$ per
Sq Ft

Bd Ba Days
on
Market
Jan 2009 212 $53,017,170 $261,096 $250,081 96% 2,949 $85 4 3 86
Feb 2009 235 $62,103,356 $272,831 $264,270 97% 3,110 $85 4 3 85
Mar 2009 120 $28,087,116 $241,220 $234,059 97% 2,823 $83 4 3 97

These stats are for 2009 in Utah County. The interesting numbers to me are the List price to Sales Price ratio.

It proves that our home values are not depreciating like the media is leading us to believe.  The price per sq ft is a concern. I believe this low number is due to the fact that too many very big, expensive homes are selling as short sales right now. A lot of house for not a lot of money. (not free, just less than a couple of years ago).

The “days on the market” numbers are back to what it was 6 years ago when I started.

The average DOM for 2009 is 89.3
The average price per square foot is $84

P.S. This chart looks fine on my dashboard but it gets messed up when I publish it. I am sorry, I don’t know how to fix this problem.

Filed under: Blogroll, Buying, Community, Real Estate, Selling, Utah County Statistics — Susan @ 2:26 pm




March 12, 2009

That is my kind of Vacation

 

This sounds like my kind of invitation. For best results, click on the “full screen” mode. It is a slideshow, so you need to click on the “next” arrow after each picture.

 

http://www.authorstream.com/presentation/phildavi-87976-bbq-invitation-bbqinvitation-travel-places-nature-ppt-powerpoint/

Filed under: Real Estate — Susan @ 11:10 am




March 11, 2009

American Idol Guessing

 

 

American Idol is on later tonight than I am used to and I am bored and anxious while waiting for it.  Not only do I have to wait, while there is nothing else on, but I will wait a while for the DVR to get ahead so we can fast-forward through the millions of commercials.  

So, which 2 do you think are going home tonight.

Filed under: Real Estate — Susan @ 7:52 pm




March 10, 2009

Humor for the Day

 Today’s joke was emailed to me by my friend Sheryl.

 


Chuck in Montana bought a horse from a farmer for $100.

The farmer agreed to deliver the horse the next day.

The next day the farmer drove up and said, “Sorry son, but I have some bad news. The horse died.”

Chuck replied, “Well, then just give me my money back.”

The farmer said, “Can’t do that. I went and spent it already.”

Chuck said, “Ok, then, just bring me the dead horse so I can raffle him off.”

 The farmer said, “You can’t raffle off a dead horse!”

Chuck said, “Sure I can, I just won’t tell anybody he’s dead.”

A month later, the farmer met up with Chuck and asked, “What happened with that dead horse?”

“I raffled him off. I sold 500 tickets at two dollars apiece and made a profit of $998.”

The farmer said, “Didn’t anyone complain?”

Chuck said, “Just the guy who won. So I gave him his two dollars back.”

Chuck grew up and now works for the government.

He’s the one who figured out how this “bail-out” is going to work!

Filed under: Blogroll, Humor — Susan @ 2:49 pm




March 7, 2009

Mandates on Mortgages

There is a lot of talk about forcing mortgage companies to give homeowners a break with one proposed solution or other. I know the intentions are well-meaning and we all sympathize with the problem so many are facing right now with ARMs, foreclosures, etc.

While I am hopeful, or wishful that we can find a suitable solution to get our economy, including the housing market,  on a healthier road, I think some of the suggestions are pretty short sighted.  

If at any point, we decide to tell the lenders that they will be forced to stop charging interest, or they must not be allowed to expect to get their investment back, even if for a set amount of time, I am afraid the housing market will be thrown into an unrecoverable spin.  

The housing market depends on people who have money and are willing to invest that money by making it available to home buyers. I’ve heard a lot of disparaging talk about the “greedy” mortgage lenders, but the truth is, only a very small percentage of the population would own their own homes if it weren’t for these investors.

Their sole goal for making their money available is to make a profit. You can detest them all you want for their “greed” just because they want to invest their money wisely and watch it grow. Not everyone is content to watch their income stay exactly the same their entire lives, or spend every penny they earn on frivolity, or run every credit card to the max.

If the government suddenly says, “Sorry, even though you thought you were going to get your investment back with interest, Too Bad!”  Who will ever want to invest their money in mortgages again? I fear it could kill the whole housing industry.

Homeownership would become a thing of the past.

Maybe the government will start providing our housing for us?

Chicago Housing Authority”s Ida B. Wells Housing Project at Pershing and King Drive, Chicago.

Filed under: Buying, Community, Credit & Finances, Real Estate, Renting, Selling — Susan @ 1:27 pm




Older Posts »