August 18, 2009

Are The Rich Paying Their Fair Share?

The top 1 % of taxpayers paid 40.4 % of the total income taxes collected by the federal government in 2007.  That is still the most recent data we have on this subject.

The share of the tax burden borne by the top 1 % exceeds the share paid by the bottom 95 % of taxpayers combined.

That means that 1.4 million taxpayers pay a larger share of the income tax burden than the bottom 134 million taxpayers.

This data means the United States relies more heavily on the top 10 percent of taxpayers than does any nation and our poor people have the lowest tax burden of those in any other nation.

 

 

 

 

 

 

Read more…    and    more…

Filed under: Blogroll, Community, Credit & Finances, Luxury Home Market, Real Estate — Susan @ 10:06 pm




August 6, 2009

What Do You Think?

I got this in an email and I think it is very interesting.  I believe there is a possiblity that it is nothing more than a  publicity stunt to get people to buy the book and may not even be written by Lee Iacocca, but I think it makes a few good points and I agree that Americans need to stand up and refuse to “take it anymore” on so many levels. I too have wondered why we are not outraged at what is happening.

I usually shy aware from this type of controversy in my blog, but I wanted to get this out there and see what your opinion of the whole matter might be.

 

 

Remember  Lee Iacocca, the man who rescued Chrysler  Corporation from its death throes?  He’s now 82 years old and  has a new book,’Where Have All The Leaders  Gone?’.
 
 Lee  Iacocca  Says:

‘Am I the  only guy in this country who’s fed up with what’s happening? Where the  hell is our outrage? We should be screaming bloody murder! We’ve got a  gang of clueless bozos steering our ship of state right over a cliff,  we’ve got corporate gangsters stealing us blind, and we can’t even clean  up after a hurricane much less build a hybrid  car.. But instead of getting mad, everyone sits around and nods  their heads when the politicians say, ‘Stay the  course.’

Stay the  course? You’ve got  to be kidding. This is America , not the damned, ‘Titanic’. I’ll give you  a sound bite: ‘Throw all the bums  out!’
You might  think I’m getting senile, that I’ve gone off my rocker, and maybe I have.  But someone has to speak up. I hardly recognize this country  anymore.

The most  famous business leaders are not the innovators but the guys in handcuffs..  While we’re fiddling in Iraq , the  Middle East is burning and nobody seems to know what to do. And the press is waving ‘pom-poms’ instead of asking hard  questions. That’s not the promise of the ‘ America ‘ my parents and yours  traveled across the ocean for. I’ve had enough. How about  you?

I’ll go a  step further. You can’t call yourself a patriot if you’re not outraged.  This is a fight I’m ready and willing to have. The Biggest ‘C’ is Crisis!  (Iacocca elaborates on nine C’s of leadership, with crisis being the  first.)

Leaders are  made, not born. Leadership is forged in times of crisis. It’s easy to sit  there with your feet up on the desk and talk theory. Or send someone  else’s kids off to war when you’ve never seen a battlefield yourself. It’s  another thing to lead when your world comes tumbling  down.

On September  11, 2001, we needed a  strong leader more than any other time in our  history. We needed a steady hand to guide us out of the ashes. A hell of a  mess, so here’s where we stand.

We’re  immersed in a bloody war with no plan for winning and no plan for  leaving.

Obama is  running the biggest deficit in the history of the  country.

We’re losing  the manufacturing edge to Asia , while our once-great companies are getting slaughtered by health care  costs.

Gas prices are skyrocketing, and nobody in power has a coherent energy policy. Our  schools are in trouble due to poor leadership in school districts.

 Our borders  are like sieves..

The middle  class is being squeezed every which  way.

 
These are  times that cry out for  leadership.

But when you look around, you’ve got to ask: ‘Where have all the leaders gone?’ Where  are the curious, creative communicators? Where are the people of  character, courage, conviction, omnipotence, and common sense? I may be a  sucker for alliteration, but I think you get the   point.

 Name me a  leader who has a better idea for homeland security than making us take off  our shoes in airports and throw away our shampoo?

We’ve spent  billions of dollars building a huge new bureaucracy, and all we know how  to do is react to things that have already happened.
Name me one  leader who emerged from the crisis of Hurricane  Katrina. Congress has yet to spend a single day evaluating the  response to the hurricane or demanding accountability for the decisions  that were made in the crucial hours after the  storm.

Everyone’s  hunkering down, fingers crossed, hoping it doesn’t happen again. Now, that’s just crazy. Storms happen. Deal with it. Make a plan. Figure out  what you’re going to do the next  time.

Name me an industry leader who is thinking creatively about how we can restore our  competitive edge in manufacturing. Who would have believed that there  could ever be a time when ‘The Big Three’ referred to Japanese car  companies? How did this happen, and more important, what are we going to  do about it?

Name me a  government leader who can articulate a plan for paying down the debit, or  solving the energy crisis, or managing the  health care problem. The silence is deafening. But these are the crises  that are eating away at our country and milking the middle class  dry.

I have news  for the gang in Congress. We didn’t elect you to sit on your asses and do nothing and remain silent while our democracy is being hijacked and our  greatness is being replaced with mediocrity.  What is everybody so afraid  of? That some bonehead on NBC news or CNN will call them a  name? Give me a break. Why don’t you guys show some spine for a  change?

Had  Enough? Hey, I’m  not trying to be the voice of gloom and doom here.  I’m trying to light a fire. I’m speaking out because I have hope – I believe in America  . In my lifetime, I’ve had the privilege of living through some of   America ’s greatest moments. I’ve also experienced some of our worst  crises: The ‘Great Depression,’ ‘World War  II,’ the ‘Korean War,’ the ‘Kennedy Assassination,’ the  ‘Vietnam War,’ the 1970’s oil crisis, and the struggles of recent  years culminating with 9/11.

 
If I’ve  learned one thing, it’s this: ‘You don’t get anywhere by standing on the sidelines waiting for somebody else to take action. Whether it’s building  a better car or building a better future for our children, we all have a  role to play.
 
Only a few people in the US know you elected an illegal alien to be President! A Muslim at that! And he jumped right in destroying the US from the inside. Osama bin Laden is smiling from ear to ear because he is winning the war on terror and you helped by voting his man in as President!
 
That’s the challenge I’m raising in this book. It’s a “Call to Action” for people who, like me, believe  in America ! It’s not too late, but it’s getting pretty close. So let’s  shake off the crap and go to work. Let’s tell ‘em all we’ve had  ‘enough.’
 
It’s  our country, folks, and it’s our future. Our future is at  stake!!

Filed under: Real Estate — Susan @ 8:11 pm




August 4, 2009

Curb Appeal

hidden-curb-appeal-2 

 

 

 

Things are gradually picking up  for homes under about $300,000 but there are still more homes for sale than buyers which means the competition is stiff for sellers.

By listing with me, you ensure your home will get more exposure to more buyers than you could possibly get on your own. Call me to talk about how I can do that.

If you need to sell your home, you need to make sure your home is the best home in it’s price range and make sure you do everything possible to give yourself the advantage over the competition.

Curb appeal is the first impression a buyer will have of your home. I’ve written other posts on this subject and I suggest you look them up to find more tips on what you can do to make your home stand out above the competition. 

This post, I want to address trees.  I have recently seen too many homes for sale that have little or no curb appeal because the home is hidden by too many or overgrown trees.  When you are living there, it may be comforting and peaceful to have the privacy a lot of trees can afford.

I love trees and it saddens me to cut them down, but when you need to sell your home, it is time to make some sacrifices to give yourself every advantage possible.

You need to stand on the curb or across the street from your home and decide if your trees and shrubs are enhancing the look of your home or hiding it. Sometimes, it may not be a matter of cutting down but maybe only trimming some of the branches to enhance the visibility.

When you list with me, I can give you an evaluation of your curb appeal and give you suggestions on what you can do to enhance it and get your home sold when so many others are sitting on the market.

Give me a call today.

Filed under: Blogroll, Buying, Community, Luxury Home Market, Real Estate, Selling — Susan @ 10:25 pm




July 28, 2009

An Interesting Article Concerning Utah’s Health Reform

As I have posted before, my husband has been very busy working on Utah’s health reform. Since the bill he helped put together passed, he has been appointed by Gov. Huntsman to Co-Chair of the Risk Adjustment Board. Sunday, the Washington Post published an article that was interesting those in our household.

Read the article here 

Filed under: Real Estate — Susan @ 2:42 pm




July 10, 2009

Service

 I had a closing this week and when everything was all in place, the Buyer’s agent asked if I could swing by and give the Buyer the keys since he was out of town. I agreed, and when I showed up, the Buyers were there waiting for me.

I was giving them the keys and relaying one last message about the furnace from my Seller when they told me how everyone in this transaction had very nice things to say about me and added, “You must be a top-notch agent!”

I was so surprised that I think I stood for a second with my mouth open…wondering who said what and why. I came to the conclusion, as I mentally went through the last few weeks, that I had not done anything special which only added to my astonishment.

I was very touched as I drove home thinking about how we seem to influence others even when we don’t realize we are. In spite of how touched I felt, I couldn’t pinpoint anything special that would have made me stick out.

I had offered my standard, professional services, as usual. That is it.

I mentioned this experience to a co-worker who commented that, unfortunately, there are enough bad agents out there that when an agent like me comes along, someone that conducts themselves professionally, it stands out.

I think that is a sad commentary for our industry. I am sure that most client-service based industries can probably say the same thing.

I for one, plan to continue to offer the best, most professional service I can.

 

If you are planning to buy or sell in the near future, please give me a call.

Filed under: Blogroll, Buying, Community, Luxury Home Market, Personal, Real Estate, Selling — Susan @ 11:03 pm




July 3, 2009

REMARKABLE REALTOR®

 wonderwomancartoon

 

 

I was going through old emails and I ran across this one from a past client, and still friend.
I thought it was funny so I will share:

 

 

 *Here are the top ten reasons for hiring a good realtor:

 10)  She will take you to see 1,567,899 homes and never complain.
 9)   She will take you to meet her cat and her dog, and anybody else around,
       once you have closed on your home.
 8)   She will take her industrial broom and sweep tires, boxes, ironing boards,
       or anything else off of your property.
 7)   She feeds you a lot.
 6)   She brings you chocolate.
 5)   She gives you more chocolate.
 4)   She makes you bread and gives you more and more chocolate.
 3)   She sends you pictures of her kids, husband, vacation places and cries
       when she can’t go on vacation with you.
 2)   She invites you over for dinner with the family, and dog and cat as
       mentioned in #9.
 1)   She will spackle, prime, paint a wall in your home and doesn’t complain if she gets paint on
       herself or her hair.
 
 
Author,
Sheryl
*I reserve the right to deny any and all allegations
:)
_________________________________________
Filed under: Blogroll, Buying, Humor, Personal, Real Estate, Selling — Susan @ 12:15 pm




July 1, 2009

More On Honduras

 From: Kent Burnes
Subject: WE NEED HELP IN HONDURAS

If you are receiving this email it is because we need your help. |
There has NOT been a coup in Honduras, The country is NOT in crisis.

This all started over a year ago when our president Mel Zelaya
with the help of Hugo Chavez and Daniel Ortega began shredding the Honduran
Constitution and setting the stage for him to become dictator of Honduras.

As we neared the November elections that would seat a new president, Zelaya became more ruthless.
Zelaya was informed more than once that his actions were outside the bounds of the
Honduran Constitution.

Zelaya earlier this year denounced democracy and announced he would seed an Venezuelan style of
government, he then began receiving large sums of cash from Hugo Chavez. 

This last week tensions mounted as the National Congress after a ruling from the Honduran
SUPREME COURT that Mel Zelaya has committed crimes against the Constitution. 
As Chavez and Ortega offered Military assistance the National Congress of Honduras,
The people of Honduras and the Courts of Honduras did not flinch,
They stood beside their Constitution and detained by order of the National Congress Mel Zelaya for crimes against the Constitution.

President Zelaya and a small portion of the population tried to highjack the country
and destroy democracy in favor of a Chavez-style government.  Zelaya was
shredding the constitution he swore to protect in order to stay in power past constitutional limits
and firmly align Honduras with Venezuela.

  

President Zelaya was clearly, and more than once, informed officially, that his actions were outside of the
 constitution and law.  Given his obedience to Hugo Chavez and Chavez’s money,
Zelaya was a traitor to this country in the truest sense of the word. I am
 writing to you as an American investor living in Honduras to express my admiration
and respect for this country and how its government handled this crisis. 

They were faced with a difficult situation that was only growing worse. This was NOT a
coup, but a criminal arrest.  Hondurans should be applauded for how they
handled this! They used their Constitution and stood firmly in the face of Chavez, Orgega,
Morales, and Castro and said no to this form of Government.

You would think the US would be applauding the situation.
The US will, if not careful, give Chavez and Ortega the fuel they need to invade Honduras
and remove our democratic form of Government. 
We can not believe the news reports and the statements by our representatives. 
We need your help. All Americans and Hondurans are franticly
emailing and sending information to the US.  We need you to forward this email to your local news station,
CNN, contacts that you may have at any level of government.
 
Email your senator, congressman, Please pass this along. If the US ushers Zelaya back into power they are
condemning this country to a communist regime.
 
Has a deal been struck between the US and Chavez for Honduras??????
 

Kent Burnes, Honduras

Filed under: Blogroll, Community, Personal, Real Estate, Vacation Homes/Resort — Susan @ 8:43 pm




June 30, 2009

Honduras

My family and spent a great week on the small island of Roatan Honduras this month. We enjoyed the beautiful grounds and atmosphere of the Bay Island Beach Resort and dived till our hearts content. I usually post an area report of our trips for those of you who may be considering purchasing a vacation home. I do love to travel and have been to many places that would be considered desirable vacation home areas and I hope my experience can be found useful to my clients.

Shortly after our return, however, I heard that Honduras experienced a military coup. I did some research and had a difficult time finding reliable information on the situation. I emailed the owner of the resort for his insights and the following is his response.

 

 Hi Susan,

I’m glad you guys had a good time. We enjoyed having you. It was a good week.

The news organizations are not accurately reporting the situation in Honduras, instead using dramatic headlines announcing a military takeover.

They are saying there was a coup d’etat in which the military deposed President Mel Zelaya and took charge of the government, suggesting a military dictatorship. This is not so.

In fact, 100% of the Honduran National Congress and the Honduran Supreme Court declared that the President had violated, and was continuing to violate, the laws of the country. His own liberal party opposed him, the Congress opposed him, the military opposed him, and probably 80 – 90% of the population opposed him. The government and the military are in concert. They are not, and were not, adversaries.

Zelaya supposedly signed a letter of resignation, perhaps under duress, which was accepted by congress. He was removed from the country by the military, but the military did not, and has not, taken control of the country.

The Vice President had resigned last year because he is running for President, and under Honduran law, prohibits a candidate running for public office to also serve in a national office. So the next in the line of succession is the President of the National Congress, Roberto Micheletti, who was sworn in as Provisional President until the election in November.

This was not a coup like those of the past in Latin America ; it was essentially an impeachment process.

Some of the things that Zelaya wanted to do were blatantly illegal and unpopular. He was trying to change the provision of the constitution to allow him to run again, which is expressly prohibited and which provision may not be amended.

There is widespread joy by the Honduran people at his removal, who were becoming increasingly concerned over Zelaya’s socialist / communist leanings and his close alliances with Hugo Chavez of Venezuela , Evo Morales of Bolivia, and the Castros of Cuba and the other ALBA countries.       What is ALBA?

In an abundance of caution, the Tegucigalpa government imposed a 2 day night time curfew which expires tomorrow morning. There have been isolated protests in some of the major cities, mainly Tegucigalpa , where a few remaining supporters are burning tires in the streets.
We expect Hugo Chavez and the Presidents of the ALBA countries, at their meeting today in Managua , to rattle their sabers and make threats to restore Zelaya to power, but we do not think the Honduran people will permit that to happen.

The political situation is better now than it was last week. The only way it could get worse, in my opinion, is if the pressure of the world leaders get him restored to power!

On Roatan, it’s life as usual. Had we not been watching the news, we would have no indication that anything had happened. At Bay Islands Beach Resort, our guests are enjoying their vacations and diving, as usual. Airlines have been flying their regular schedules.

Keep life interesting.

With best regards to everyone,

Ted O’Brien 

 

Tomorrow, I will post another letter from a different resident of Honduras

Filed under: Blogroll, Community, Personal, Vacation Homes/Resort — Susan @ 10:57 am




June 27, 2009

Wall of Fender

6-27-09-0101

Forget about Swine Flu, at my house we have guitar fever.

Filed under: Blogroll, Personal — Susan @ 8:07 pm




June 24, 2009

Bar Codes De-Coded

barcode1

 

 

 

I’ve never really paid attention to barcodes before but I recently found out a bit of information that I found interesting. I thought I would share, or maybe I was just the last person to figure this out.

You can actually tell where a product is made by referring to the first 3 numbers in the barcode.  If you have a desire to purchase products made in the USA, look for a number starting with 0.

Below is a list of what the barcode will start with when made in that country. You can look for the ones you are interested in.

 

00-13 USA & Canada
20-29 reserved for local use (store/warehouse)
30 -37 France
400-440 Germany
45 Japan
46 Russian Federation
471 Taiwan
474 Estonia
475 Latvia
477 Lithuania
479 Sri Lanka
480 Philippines
482 Ukraine
484 Moldova
485 Armenia
486 Georgia
487 Kazakhstan
489 Hong Kong
49 Japan
50 UK
520 Greece
528 Lebanon
529 Cyprus
531 Macedonia
535 Malta
539 Ireland
54 Belgium & Luxembourg
560 Portugal
569 Iceland
57 Denmark
590 Poland
594 Romania
599 Hungary
600-601 South Africa
609 Mauritius
611 Morocco
613 Algeria
619 Tunisia
622 Egypt
625 Jordan
626 Iran
64 Finland
690-692 China
70 Norway
729 Israel
73 Sweden
740 Guatemala
741 El Salvador
742 Honduras
743 Nicaragua
744 Costa Rica
745 Panama
746 Republica Dominicana
750 Mexico
759 Venezuela
76 Switzerland
770 Colombia
773 Uruguay
775 Peru
777 Bolivia
779 Argentina
780 Chile
784 Paraguay
785 Peru
786 Ecuador
789 Brazil
80 -83 Italy
84 Spain
850 Cuba
858 Slovakia
859 Czech
860 Yugoslavia
869 Turkey
87 Netherlands
880 South Korea
885 Thailand
888 Singapore
890 India
893 Vietnam
899 Indonesia
90 -91 Austria
93 Australia
94 New Zealand
955 Malaysia
977 ISSN (For periodicals)
978 ISBN (International Standard Book Number)
979 ISMN (International Standard Music Number)
980 Refund receipts
99 Coupons

Filed under: Real Estate — Susan @ 9:28 pm




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